Your Family Stays
In Their Home.
Mortgage protection insurance is a life insurance policy designed specifically to cover your mortgage balance if you pass away unexpectedly. Your family receives a tax-free death benefit — enough to pay off the home entirely — so they can grieve without the added fear of losing the place they call home.
Unlike bank-offered mortgage insurance, a personally owned policy pays your family directly. They choose how to use it. And many policies also include living benefits you can access while you're still alive.
Tax-free death benefit — your family receives the full payout, no taxes owed.
Living benefits — many plans include riders for critical, chronic, or terminal illness at no extra cost.
Return of premium options — get all your premiums back if you outlive the policy term.
Coverage you own — unlike bank policies, this benefit goes to your family, not the lender.
Flexible terms — match your policy length to your mortgage so coverage never outlasts your need.
